---
title: Wealth Management Blog | WrapManager | Portfolio Diversification
description: Portfolio Diversification | Helpful tips, tactics and information about investment planning, money manager research, and managing your retirement.
---

[![Assembly Wealth](https://www.letsassemble.com/hs-fs/hubfs/Assembly/logos/Assembly-Wealth-Logo-Orange-500px.png?width=300&height=70&name=Assembly-Wealth-Logo-Orange-500px.png "Assembly Wealth")](https://www.letsassemble.com/)

The Money Manager People TM

[800-541-7774](tel:+18005417774)

[![RESEARCH MONEY MANAGERS](https://no-cache.hubspot.com/cta/default/10700/7ecbcb66-3fbb-41e3-b219-c24fb3c769c5.png)](https://cta-redirect.hubspot.com/cta/redirect/10700/7ecbcb66-3fbb-41e3-b219-c24fb3c769c5)

[![Client Center](https://no-cache.hubspot.com/cta/default/10700/8691dcb4-caa3-42c2-a810-77b59f461fd2.png)](https://cta-redirect.hubspot.com/cta/redirect/10700/8691dcb4-caa3-42c2-a810-77b59f461fd2)

[Home](https://www.letsassemble.com/)

WrapManager's Wealth Management Blog

When life changes, we can help you thoughtfully respond.

### [Should You Invest Your Entire Investment Portfolio in a Single Management Strategy?](https://www.letsassemble.com/wealth-management-blog/should-you-invest-everything-in-a-single-management-strategy)

 Posted by [ Doug Hutchinson | CFA®, Director of Research and Trading ](https://www.letsassemble.com/wealth-management-blog/author/doug-hutchinson)

September 4, 2018

[![Should You Invest Your Entire Investment Portfolio in a Single Management Strategy?](https://www.letsassemble.com/hs-fs/hubfs/blog-files/Investing%20in%20Only%20One%20Strategy%20Can%20Be%20Dangerous%20for%20Your%20Portfolio.png?width=300&name=Investing%20in%20Only%20One%20Strategy%20Can%20Be%20Dangerous%20for%20Your%20Portfolio.png) ](https://www.letsassemble.com/wealth-management-blog/should-you-invest-everything-in-a-single-management-strategy)

We’ve all heard the term “don’t put all your eggs in one basket”. Of course, this concept can be easily applied to investing. Many sophisticated investors understand that investing in only one stock, or only one asset class, or only one anything is risky. However, the question of whether or not you should invest in just one money manager is rarely directly addressed.

**A key objective of diversified investing is to build a portfolio that is spread across multiple asset classes in an effort to lower the overall volatility of the portfolio. **

If you invest your entire portfolio in one single stock it’s clear that your entire portfolio will be tied to the fortunes, and therefore risk of that one company. Adding additional investments to the portfolio can lower the overall volatility and risk of the portfolio, especially if you are adding additional holdings with low correlations to one another.

In other words, if your portfolio zigs, you want to add something that zags to get the most effective diversification benefit.

To take this further, if your portfolio is made up entirely of one large cap telecom stock, adding a second and third large cap telecom stock may give you little in the way diversification benefit if each of these companies have similar factors that drive their returns. **Ideally, a portfolio will be well diversified among different sectors.** That way, if one sector is performing poorly, this poor performance may be offset by other sectors with stronger performance. Likewise, **geographical diversification is important to help mitigate the impact of a poorly performing market.**

[[+] Read More](https://www.letsassemble.com/wealth-management-blog/should-you-invest-everything-in-a-single-management-strategy)

[Investment Planning](https://www.letsassemble.com/wealth-management-blog/topic/investment-planning) [Portfolio Diversification](https://www.letsassemble.com/wealth-management-blog/topic/portfolio-diversification) [Portfolio Diversification Strategy](https://www.letsassemble.com/wealth-management-blog/topic/portfolio-diversification-strategy)

[![Stronger or Weaker Dollar – Which is Better?](https://www.letsassemble.com/hs-fs/hubfs/blog-files/Strong%20vs%20Weak%20Dollar%20-%20June%202018.png?width=300&name=Strong%20vs%20Weak%20Dollar%20-%20June%202018.png)](https://www.letsassemble.com/wealth-management-blog/strong-vs-weak-dollar)

### [Stronger or Weaker Dollar – Which is Better?](https://www.letsassemble.com/wealth-management-blog/strong-vs-weak-dollar)

June 13, 2018

 The dollar debate between investors, economists, and politicians has been rolling on for years. Is a stronger dollar or a weaker dollar better for the US economy and the stock market? Doing research on this question will turn up views from every corner of opinion with no definitive answer. The reality: the dollar debate is complicated, and it depends on who you ask. Opinions within the current administration even appear to be somewhat split on the issue. Treasury Secretary Steve Mnuchin said in January that dollar weakness was “not a concern,” and President Trump has hinted in the past that he prefers a weak dollar. These views appear to differ from Larry Kudlow’s, who now heads the National Economic Council. Kudlow stated recently on CNBC’s “Closing Bell” that “a great country needs a strong currency” and that he favored a strong and steady dollar. So, which is it? [[+] Read More](https://www.letsassemble.com/wealth-management-blog/strong-vs-weak-dollar)

[![Will China's Market Volatility Affect Your Investment Portfolio?](http://www.wrapmanager.com/hubfs/blog-files/Chinas_Stock_Market_Volatility_Affect_Investment_Portfolio.jpg)](https://www.letsassemble.com/wealth-management-blog/will-chinas-market-volatility-affect-your-investment-portfolio)

### [Will China's Market Volatility Affect Your Investment Portfolio?](https://www.letsassemble.com/wealth-management-blog/will-chinas-market-volatility-affect-your-investment-portfolio)

August 12, 2015

 China’s stock market was down over a third from mid-June to mid-July, wiping out almost $4 trillion in value. The market had risen some 150% over a year ending in June 1—so it’s actually still up from where it started in January 2—but nevertheless it has made for quite a media spectacle. [[+] Read More](https://www.letsassemble.com/wealth-management-blog/will-chinas-market-volatility-affect-your-investment-portfolio)

[![3 Reasons for International Diversification in Your Portfolio](http://www.wrapmanager.com/hubfs/blog-files/JPM_GTM_2015Q2_41-029530-edited.jpg)](https://www.letsassemble.com/wealth-management-blog/3-reasons-for-international-diversification-in-your-portfolio)

### [3 Reasons for International Diversification in Your Portfolio](https://www.letsassemble.com/wealth-management-blog/3-reasons-for-international-diversification-in-your-portfolio)

June 29, 2015

 Another day, another headline about a potential Greek exit from the eurozone. The “negotiations” between European leaders and Greece over the past few days have ended in (sometimes quite bitter) stalemates, and Greece is running out of time to secure their next bailout. They owe the International Monetary Fund €1.53 billion by June 30,1 and it does not appear as though they have the cash needed to pay up. So what does this mean for investors and your portfolios? If Greece does not strike a deal with other members of the eurozone very soon, it could mean a messy exit from the currency bloc and could have rippling effects on Europe and the global economy. As investors, it is one thing to think about how Greece’s economy would fare on its own without the support of Europe (might not be too pretty), and entirely another to mull the rippling effects that a “Grexit” could have on the rest of the world. [[+] Read More](https://www.letsassemble.com/wealth-management-blog/3-reasons-for-international-diversification-in-your-portfolio)

[![Is Your Retirement Portfolio Diversified Enough for this Market?](https://www.letsassemble.com/hs-fs/hub/10700/file-1809322152.jpg?width=300&name=file-1809322152.jpg)](https://www.letsassemble.com/wealth-management-blog/is-your-retirement-portfolio-diversified-enough-for-this-market)

### [Is Your Retirement Portfolio Diversified Enough for this Market?](https://www.letsassemble.com/wealth-management-blog/is-your-retirement-portfolio-diversified-enough-for-this-market)

October 21, 2014

 For investors who are heavily invested in the US markets, there may have been some disappointment when they saw their returns during the six month period ending in September. The S & P 500 has shown an 8.3% return year to date as of September 30th, but some overseas markets such as India (+24.7% over the same time period) have shown higher returns.1 Portfolio diversification strategy is important for all investors. While diversification does not guarantee profit or protect against loss in declining markets, investing mainly in US stocks (or any single country or region) can be harmful to your portfolio and ability to reach your goals. The below chart demonstrates the importance of a balanced portfolio and shows how different markets and asset classes can perform well one year, and not so great the next year. [[+] Read More](https://www.letsassemble.com/wealth-management-blog/is-your-retirement-portfolio-diversified-enough-for-this-market)

[All posts](https://www.letsassemble.com/wealth-management-blog/all)

### Subscribe to Updates

[Subscribe to RSS Feed](https://www.letsassemble.com/wealth-management-blog/rss.xml)

 [![Guide to Researching Money Managers](https://no-cache.hubspot.com/cta/default/10700/58d0e681-26ce-4c58-866e-5ef2cea6ac38.png)](https://cta-redirect.hubspot.com/cta/redirect/10700/58d0e681-26ce-4c58-866e-5ef2cea6ac38)

### Posts by Topics

- [Retirement Planning (108)](https://www.letsassemble.com/wealth-management-blog/topic/retirement-planning)
- [Economic/Market Outlook (93)](https://www.letsassemble.com/wealth-management-blog/topic/economicmarket-outlook)
- [Investment Planning (89)](https://www.letsassemble.com/wealth-management-blog/topic/investment-planning)
- [Money Manager Commentary (83)](https://www.letsassemble.com/wealth-management-blog/topic/money-manager-commentary)
- [Nuveen Asset Management (48)](https://www.letsassemble.com/wealth-management-blog/topic/nuveen-asset-management)
- [market perspective (46)](https://www.letsassemble.com/wealth-management-blog/topic/market-perspective)
- [Doug's Quiz Corner (44)](https://www.letsassemble.com/wealth-management-blog/topic/dougs-quiz-corner)
- [Retirement Income Strategy (43)](https://www.letsassemble.com/wealth-management-blog/topic/retirement-income-strategy)
- [Portfolio Strategy (40)](https://www.letsassemble.com/wealth-management-blog/topic/portfolio-strategy)
- [Money Manager Research (33)](https://www.letsassemble.com/wealth-management-blog/topic/money-manager-research)
- [Blackrock Inc (32)](https://www.letsassemble.com/wealth-management-blog/topic/blackrock-inc)
- [Federated Investors Inc (31)](https://www.letsassemble.com/wealth-management-blog/topic/federated-investors-inc)
- [Investment Plan (30)](https://www.letsassemble.com/wealth-management-blog/topic/investment-plan)
- [Navellier & Associates, Inc. (29)](https://www.letsassemble.com/wealth-management-blog/topic/navellier-associates-inc)
- [Tax Planning (29)](https://www.letsassemble.com/wealth-management-blog/topic/tax-planning)
- [Lord Abbett Company Llc (28)](https://www.letsassemble.com/wealth-management-blog/topic/lord-abbett-company-llc)
- [Estate Planning (27)](https://www.letsassemble.com/wealth-management-blog/topic/estate-planning)
- [Hiring a Financial Advisor (27)](https://www.letsassemble.com/wealth-management-blog/topic/hiring-a-financial-advisor)
- [JP Morgan (24)](https://www.letsassemble.com/wealth-management-blog/topic/jp-morgan)
- [JPMorgan Asset Management (24)](https://www.letsassemble.com/wealth-management-blog/topic/jpmorgan-asset-management)
- [stock market performance (23)](https://www.letsassemble.com/wealth-management-blog/topic/stock-market-performance)
- [Saving for Retirement (21)](https://www.letsassemble.com/wealth-management-blog/topic/saving-for-retirement)
- [Cambiar Investors, LLC (17)](https://www.letsassemble.com/wealth-management-blog/topic/cambiar-investors-llc)
- [Market Volatility (16)](https://www.letsassemble.com/wealth-management-blog/topic/market-volatility)
- [Rising Interest Rates (15)](https://www.letsassemble.com/wealth-management-blog/topic/rising-interest-rates)
- [Eagle Asset Management Inc (14)](https://www.letsassemble.com/wealth-management-blog/topic/eagle-asset-management-inc)
- [Financial Planning (14)](https://www.letsassemble.com/wealth-management-blog/topic/financial-planning)
- [Taxes (14)](https://www.letsassemble.com/wealth-management-blog/topic/taxes)
- [WrapManager Newsletter (14)](https://www.letsassemble.com/wealth-management-blog/topic/wrapmanager-newsletter)
- [Churchill Management Group (12)](https://www.letsassemble.com/wealth-management-blog/topic/churchill-management-group)
- [Healthcare in Retirement (12)](https://www.letsassemble.com/wealth-management-blog/topic/healthcare-in-retirement)
- [Stock Market Corrections (12)](https://www.letsassemble.com/wealth-management-blog/topic/stock-market-corrections)
- [Investing 101 (11)](https://www.letsassemble.com/wealth-management-blog/topic/investing-101)
- [JP Morgan Guide to Markets (11)](https://www.letsassemble.com/wealth-management-blog/topic/jp-morgan-guide-to-markets)
- [Roosevelt Investment Group (11)](https://www.letsassemble.com/wealth-management-blog/topic/roosevelt-investment-group)
- [ClearBridge Investments LLC (10)](https://www.letsassemble.com/wealth-management-blog/topic/clearbridge-investments-llc)
- [Election Commentary (10)](https://www.letsassemble.com/wealth-management-blog/topic/election-commentary)
- [Wealth Management (10)](https://www.letsassemble.com/wealth-management-blog/topic/wealth-management)
- [Calamos Investments (9)](https://www.letsassemble.com/wealth-management-blog/topic/calamos-investments)
- [Social Security Benefits (9)](https://www.letsassemble.com/wealth-management-blog/topic/social-security-benefits)
- [Economic Indicators (8)](https://www.letsassemble.com/wealth-management-blog/topic/economic-indicators)
- [Goal Based Investing (8)](https://www.letsassemble.com/wealth-management-blog/topic/goal-based-investing)
- [Newfound Research LLC (8)](https://www.letsassemble.com/wealth-management-blog/topic/newfound-research-llc)
- [Wrapmanager (8)](https://www.letsassemble.com/wealth-management-blog/topic/wrapmanager)
- [529 Plans (7)](https://www.letsassemble.com/wealth-management-blog/topic/529-plans)
- [Financial Advisor Services (7)](https://www.letsassemble.com/wealth-management-blog/topic/financial-advisor-services)
- [IRA Beneficiaries (7)](https://www.letsassemble.com/wealth-management-blog/topic/ira-beneficiaries)
- [Janus Capital Management LLC (7)](https://www.letsassemble.com/wealth-management-blog/topic/janus-capital-management-llc)
- [Brexit (6)](https://www.letsassemble.com/wealth-management-blog/topic/brexit)
- [Dividend Investing (6)](https://www.letsassemble.com/wealth-management-blog/topic/dividend-investing)
- [Emerging Markets Investing (6)](https://www.letsassemble.com/wealth-management-blog/topic/emerging-markets-investing)
- [Investment Psychology (6)](https://www.letsassemble.com/wealth-management-blog/topic/investment-psychology)
- [Lazard Asset Management (6)](https://www.letsassemble.com/wealth-management-blog/topic/lazard-asset-management)
- [Outliving Money (6)](https://www.letsassemble.com/wealth-management-blog/topic/outliving-money)
- [Wentworth, Hauser & Violich (6)](https://www.letsassemble.com/wealth-management-blog/topic/wentworth-hauser-violich)
- [401(k) Rollover (5)](https://www.letsassemble.com/wealth-management-blog/topic/401k-rollover)
- [Eurozone (5)](https://www.letsassemble.com/wealth-management-blog/topic/eurozone)
- [Geneva Advisors (5)](https://www.letsassemble.com/wealth-management-blog/topic/geneva-advisors)
- [Polen Capital Management (5)](https://www.letsassemble.com/wealth-management-blog/topic/polen-capital-management)
- [Portfolio Diversification (5)](https://www.letsassemble.com/wealth-management-blog/topic/portfolio-diversification)
- [Portfolio Diversification Strategy (5)](https://www.letsassemble.com/wealth-management-blog/topic/portfolio-diversification-strategy)
- [The Fed (5)](https://www.letsassemble.com/wealth-management-blog/topic/the-fed)
- [international investing (5)](https://www.letsassemble.com/wealth-management-blog/topic/international-investing)
- [Bonds (4)](https://www.letsassemble.com/wealth-management-blog/topic/bonds)
- [Dorsey, Wright & Associates (4)](https://www.letsassemble.com/wealth-management-blog/topic/dorsey-wright-associates)
- [Fiduciary (4)](https://www.letsassemble.com/wealth-management-blog/topic/fiduciary)
- [Inflation (4)](https://www.letsassemble.com/wealth-management-blog/topic/inflation)
- [Medicare (4)](https://www.letsassemble.com/wealth-management-blog/topic/medicare)
- [Windhaven Investment Management (4)](https://www.letsassemble.com/wealth-management-blog/topic/windhaven-investment-management)
- [401k (3)](https://www.letsassemble.com/wealth-management-blog/topic/401k)
- [Choosing a Financial Advisor (3)](https://www.letsassemble.com/wealth-management-blog/topic/choosing-a-financial-advisor)
- [Downside Strategies (3)](https://www.letsassemble.com/wealth-management-blog/topic/downside-strategies)
- [ETF Strategies and Investing (3)](https://www.letsassemble.com/wealth-management-blog/topic/etf-strategies-and-investing)
- [Main Management, LLC (3)](https://www.letsassemble.com/wealth-management-blog/topic/main-management-llc)
- [Neuberger Berman Llc (3)](https://www.letsassemble.com/wealth-management-blog/topic/neuberger-berman-llc)
- [RMD (3)](https://www.letsassemble.com/wealth-management-blog/topic/rmd)
- [Tradewinds NWQ Global Investors, LLC (3)](https://www.letsassemble.com/wealth-management-blog/topic/tradewinds-nwq-global-investors-llc)
- [WHV Investment Management (3)](https://www.letsassemble.com/wealth-management-blog/topic/whv-investment-management)
- [college savings (3)](https://www.letsassemble.com/wealth-management-blog/topic/college-savings)
- [socially conscious investing (3)](https://www.letsassemble.com/wealth-management-blog/topic/socially-conscious-investing)
- [wealth management plan (3)](https://www.letsassemble.com/wealth-management-blog/topic/wealth-management-plan)
- [Eagle Asset Management (2)](https://www.letsassemble.com/wealth-management-blog/topic/eagle-asset-management)
- [European Investors (2)](https://www.letsassemble.com/wealth-management-blog/topic/european-investors)
- [Familiarity Bias (2)](https://www.letsassemble.com/wealth-management-blog/topic/familiarity-bias)
- [Fiduciary Asset Management (2)](https://www.letsassemble.com/wealth-management-blog/topic/fiduciary-asset-management)
- [Good Harbor Financial (2)](https://www.letsassemble.com/wealth-management-blog/topic/good-harbor-financial)
- [Granite Investment Partners (2)](https://www.letsassemble.com/wealth-management-blog/topic/granite-investment-partners)
- [Legg Mason Capital Management, Inc. (2)](https://www.letsassemble.com/wealth-management-blog/topic/legg-mason-capital-management-inc)
- [Legg Mason ClearBridge Advisors (2)](https://www.letsassemble.com/wealth-management-blog/topic/legg-mason-clearbridge-advisors)
- [Required Minimum Distribution (2)](https://www.letsassemble.com/wealth-management-blog/topic/required-minimum-distribution)
- [S&P (2)](https://www.letsassemble.com/wealth-management-blog/topic/sp)
- [Thomas Partners (2)](https://www.letsassemble.com/wealth-management-blog/topic/thomas-partners)
- [Top Money Manager Picks (2)](https://www.letsassemble.com/wealth-management-blog/topic/top-money-manager-picks)
- [Trusts (2)](https://www.letsassemble.com/wealth-management-blog/topic/trusts)
- [behavioral finance (2)](https://www.letsassemble.com/wealth-management-blog/topic/behavioral-finance)
- [dividend equity (2)](https://www.letsassemble.com/wealth-management-blog/topic/dividend-equity)
- [esg investing (2)](https://www.letsassemble.com/wealth-management-blog/topic/esg-investing)
- [foreign investing (2)](https://www.letsassemble.com/wealth-management-blog/topic/foreign-investing)
- [international diversification (2)](https://www.letsassemble.com/wealth-management-blog/topic/international-diversification)
- [Annuities (1)](https://www.letsassemble.com/wealth-management-blog/topic/annuities)
- [Avoiding Probate (1)](https://www.letsassemble.com/wealth-management-blog/topic/avoiding-probate)
- [Cash Investing (1)](https://www.letsassemble.com/wealth-management-blog/topic/cash-investing)
- [Dividend Growth (1)](https://www.letsassemble.com/wealth-management-blog/topic/dividend-growth)
- [Economic Recovery (1)](https://www.letsassemble.com/wealth-management-blog/topic/economic-recovery)
- [Fayez Sarofim & Co. (1)](https://www.letsassemble.com/wealth-management-blog/topic/fayez-sarofim-co)
- [Financial Advisor Fees (1)](https://www.letsassemble.com/wealth-management-blog/topic/financial-advisor-fees)
- [Fred Alger (1)](https://www.letsassemble.com/wealth-management-blog/topic/fred-alger)
- [Lateef Investment Management (1)](https://www.letsassemble.com/wealth-management-blog/topic/lateef-investment-management)
- [Legg Mason ClearBridge Investments (1)](https://www.letsassemble.com/wealth-management-blog/topic/legg-mason-clearbridge-investments)
- [Long Term Care Insurance (1)](https://www.letsassemble.com/wealth-management-blog/topic/long-term-care-insurance)
- [MILES Bond Portfolio (1)](https://www.letsassemble.com/wealth-management-blog/topic/miles-bond-portfolio)
- [Mexico (1)](https://www.letsassemble.com/wealth-management-blog/topic/mexico)
- [Robo Advisors (1)](https://www.letsassemble.com/wealth-management-blog/topic/robo-advisors)
- [TIPS (1)](https://www.letsassemble.com/wealth-management-blog/topic/tips)
- [Treasury Inflation Protected Securities (1)](https://www.letsassemble.com/wealth-management-blog/topic/treasury-inflation-protected-securities)
- [Trust Accounts (1)](https://www.letsassemble.com/wealth-management-blog/topic/trust-accounts)
- [Yield Curve (1)](https://www.letsassemble.com/wealth-management-blog/topic/yield-curve)
- [bond investing (1)](https://www.letsassemble.com/wealth-management-blog/topic/bond-investing)
- [donor advised funds (1)](https://www.letsassemble.com/wealth-management-blog/topic/donor-advised-funds)
- [donor designated trusts (1)](https://www.letsassemble.com/wealth-management-blog/topic/donor-designated-trusts)
- [high income earners (1)](https://www.letsassemble.com/wealth-management-blog/topic/high-income-earners)
- [immigration (1)](https://www.letsassemble.com/wealth-management-blog/topic/immigration)
- [legacy planning (1)](https://www.letsassemble.com/wealth-management-blog/topic/legacy-planning)
- [money manager (1)](https://www.letsassemble.com/wealth-management-blog/topic/money-manager)
- [net unrealized appreciation (1)](https://www.letsassemble.com/wealth-management-blog/topic/net-unrealized-appreciation)
- [pe ratio (1)](https://www.letsassemble.com/wealth-management-blog/topic/pe-ratio)
- [price to earnings (1)](https://www.letsassemble.com/wealth-management-blog/topic/price-to-earnings)
- [student loan repayment strategies (1)](https://www.letsassemble.com/wealth-management-blog/topic/student-loan-repayment-strategies)
- [systematic relative strength strategy (1)](https://www.letsassemble.com/wealth-management-blog/topic/systematic-relative-strength-strategy)

[[+] more](https://www.letsassemble.com/wealth-management-blog/topic/portfolio-diversification#)

### Most Read

### Blog Authors

[![GabeProfessionalWhiteBackgroundSmall7](https://www.wrapmanager.com/hubfs/GabeProfessionalWhiteBackgroundSmall7.png "GabeProfessionalWhiteBackgroundSmall7")](http://www.wrapmanager.com/wealth-management-blog/author/gabriel-burczyk)

[**Gabriel Burczyk**](http://www.wrapmanager.com/wealth-management-blog/author/gabriel-burczyk)  
[Founder & CEO](http://www.wrapmanager.com/wealth-management-blog/author/gabriel-burczyk)

[![ValProfessionalWhiteBackgroundSmall2Flipped](https://www.wrapmanager.com/hubfs/ValProfessionalWhiteBackgroundSmall2Flipped.png "ValProfessionalWhiteBackgroundSmall2Flipped")](http://www.wrapmanager.com/wealth-management-blog/author/valerie-de-vol)

[**Valerie De Vol, **IACCP®  
Chief Operating Officer](http://www.wrapmanager.com/wealth-management-blog/author/valerie-de-vol)

[![SetonProfessionalWhiteBackgroundSmall6Flipped](https://www.wrapmanager.com/hubfs/SetonProfessionalWhiteBackgroundSmall6Flipped.png "SetonProfessionalWhiteBackgroundSmall6Flipped")](http://www.wrapmanager.com/wealth-management-blog/author/seton-mcandrews)

[**Seton McAndrews, **CFP®   
Vice President - Investments](http://www.wrapmanager.com/wealth-management-blog/author/seton-mcandrews)**  
**

[![DougProfessionalWhiteBackgroundSmall2](https://www.wrapmanager.com/hubfs/DougProfessionalWhiteBackgroundSmall2.png "DougProfessionalWhiteBackgroundSmall2")](http://www.wrapmanager.com/wealth-management-blog/author/doug-hutchinson)

**[Doug Hutchinson,](http://www.wrapmanager.com/wealth-management-blog/author/doug-hutchinson) **[CFA®  
Director of Research and Trading](http://www.wrapmanager.com/wealth-management-blog/author/doug-hutchinson)

[![KatieProfessionalWhiteBackgroundSmall](https://www.wrapmanager.com/hubfs/KatieProfessionalWhiteBackgroundSmall.png "KatieProfessionalWhiteBackgroundSmall")](https://www.wrapmanager.com/wealth-management-blog/author/katie-oconnor)

[**Katie O'Connor,**  
Director of Client Services](https://www.wrapmanager.com/wealth-management-blog/author/katie-oconnor)

**Important Disclosure Concerning WrapManager Blogs**

Blogs found at this site have been created or supported by WrapManager. The information provided in a blog post prepared by WrapManager or an associated person of WrapManager is generally limited to financial and economic issues, but may include a discussion of general interest items. The views and opinions expressed on this blog are purely the blog authors, and not necessarily those of WrapManager, Inc. Certain blog posts include information pertaining to WrapManager’s investment advisory services and the products and services of unaffiliated money managers. Such information is provided for information purposes only. Accordingly, information provided in a blog should not be construed by any consumer and/or prospective client as a solicitation to effect or attempt to effect transactions in securities or the rendering of personalized investment advice. Any subsequent, direct communication by WrapManager with a prospective client shall be conducted by a representative of WrapManager. Moreover, no client or prospective client should assume content contained on the website serves as a substitute for personalized advice from WrapManager. Different types of investments involve varying degrees of risk, and there can be no assurance that any investment, portfolio or money manager referred to within the blog will be suitable for your individual situation and risk tolerance or will be profitable. WrapManager recommends that you retain a financial professional to provide you with specific guidance regarding your financial situation before investing. Investment in equity strategies involves substantial risk and has the potential for partial or complete loss of funds invested.

Although the information included in the WrapManager, Inc. website and blog has been obtained from sources WrapManager believes to be reliable, we do not guarantee its accuracy and information may be subject to change without notice. This website should not be regarded as a complete analysis of the subjects discussed. Information on this site should not be relied upon as a substitute for legal, tax or accounting advice by a professional in your local jurisdiction.

Comments made by third parties are subject to moderation by WrapManager and may not appear on this blog until they have been deemed appropriate for posting. Also, due to the volume of comments received, not all comments will be posted.

WrapManager does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party website linked to WrapManager's web site or incorporated within a blog post. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

 

 