3 min read
When it comes to estate planning, it’s not just about who gets what — it’s about how your assets are distributed. For example, if you have an IRA and a trust, think twice before naming the trust as your IRA beneficiary. Why? Because whoever inherits...
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4 min read
Diversification is one of the most effective strategies for managing risk and improving long-term investment outcomes. By choosing investments across...
4 min read
Saving for retirement can feel like an uphill battle, even for couples. Planning for retirement solo can feel both liberating and daunting. You get...
3 min read
Unexpected illness, an emergency home repair, or job loss can create financial turmoil. In the midst of a crisis, withdrawing money from your 401(k)...
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In December 2024, Congress passed the “Social Security Fairness Act” which allows some retirees who receive a public pension to collect higher Social...
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It may look like a typo, but dollar-cost ravaging is a real thing — and a serious problem for some retirees. As you may have guessed, the name is a...
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When the Fed reduces its federal funds rate, it creates both challenges and opportunities for investors. If you’ve been waiting to buy a car or home,...
5 min read
Choosing when to file for Social Security benefits is one of the biggest decisions you’ll make leading up to retirement. The timing can significantly...
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If you have a taxable investment account, tax loss harvesting could help you reduce your tax burden. Before the year is out, take a look at your...
3 min read
When I was a kid, it annoyed me when relatives I only saw during the holidays would exclaim, “Look at how much you’ve grown!” Now that I’m an adult,...
